/owner-disbursements Beta
A disbursement is money leaving your account for an owner. It settles the net payable their
statement shows.
The disbursement record
Running a payout
1
Generate and review statements first
A disbursement without a reviewed statement behind it is a payment nobody can explain. See
Owner statements.
2
Check the owner overview
/owner-overview shows who is due what across the portfolio, before you start.3
Check the thresholds
Amounts below the contract’s minimum disbursement carry forward rather than being paid.
Negative balances follow the contract’s negative-balance handling.
4
Confirm the payout account
The owner’s default account, unless there is a documented reason to override it.
5
Create the disbursement
Amount, method, account, reference and date.
6
Pay, then record the reference
The bank or mobile-money reference is what makes the payout reconcilable. A disbursement
without one is very hard to match later.
Settlement lag
The contract’s settlement lag exists so that receipts have cleared before you pay them out. Paying ahead of the lag means paying out money you have recorded but not yet actually received — particularly risky where a large receipt later bounces or is reversed.Reconciling
1
Filter disbursements by date and account
One bank account, one statement period.
2
Match on reference
Every disbursement should have a corresponding bank debit.
3
Investigate both directions
A disbursement with no bank debit was never paid. A bank debit with no disbursement is an
unrecorded payout — the more serious of the two.
4
Confirm the owner ledger
After reconciliation, the owner’s ledger balance should equal what their latest statement
carried forward, less anything paid since.
Common problems
Next steps
Owner statements
Where the payable figure comes from.
Bank accounts
The accounts payouts are made from.